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Of course, compensation involves more than just take-home pay. The economy, however, seems to be taking a toll on benefits as well. For example, just 57% of engineers receive health-care benefits. Another benefit that was once widespread is employer-matching of 401(k) contributions. Only 54% of engineers enjoy this perk. Companies offer other retirement-oriented benefits such as stock options (10% of respondents say they have these), stock-purchasing plans (9% have them), and pension plans (18% still have these). In fact, a little more than a quarter of the engineers responding said their company is not funding any part of their retirement.
俺也可以做點(diǎn)貢獻(xiàn),解釋兩個(gè)名詞。401K是一種退休保險(xiǎn),基本是自己存錢交給投資管理機(jī)構(gòu)買股票、基金以及債卷,當(dāng)然有各種不同組合,等退休那一天再?gòu)淖约旱倪@個(gè)賬戶里領(lǐng)錢出來。employer-matching指的是雇主一般會(huì)“配”給雇員一些退休保險(xiǎn),比如你自己存工資的5%,雇主可能“配”給你工資的3%。Pension是更好的一種退休計(jì)劃,不過現(xiàn)在越來越少,這種計(jì)劃是自己不需要存錢,只要為公司服務(wù)夠一定的年限,公司會(huì)提供你工資的一定比例(80%左右)供你退休養(yǎng)老用。 |
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